Cheapest Auto Insurance in Florida (5 Top Companies)

Florida, as one of the biggest state, has fairly higher cost of auto insurance. Today Car Junkie will show you who/which company has the cheapest auto insurance in Florida. Since differences very often occur in many cases, we'd like to include at least 5 most affordable providers along the state.

When it comes to the average rates, the Florida Farm Bureau Insurance has indeed offering the cheapest quotes in any cities. The second line however tends quite varying. Here's our study on average car insurance rates in Florida. Also find out the 10 Cheapest Auto Insurance Companies in Ohio.

1. State Farm - annual quote: $645
2. Travelers - annual quote: $638
3. GEICO - annual quote: $603
4. USAA - annual quote: $599
5. FL Bureau Insurance - annual quote: $380

See! Providers listed above are our top 5 of the most affordable car insurance in Florida proved by quotes offered, and it's the average rates based on the whole cities. FL Bureau comes as the only one with an annual cost less than $500, as well as the most affordable quotes for all.

USAA, second best with only $599 of a full-year coverage rate. About $200 more expensive compared to the first choice, but that extra cost you pay will give you additional services such as gap coverage and international drivers license.

Third place, GEICO, almost always sits in the top 5 most affordable car insurance companies in the United States. Now it holds the third line in Florida. Very best choice especially for annual coverage under $1000.

Providing just a few tens of dollars higher than GEICO, Travelers insurance company is also one of the most popular in Florida. For under $1000 rate, Travelers will suit you in any way.

Want more option? The last choice here we have State Farm which still offers us low cost. In addition to its popularity for most trusted property insurance, the company takes part in the auto insurance competition as well.

So they're the 5 best auto insurance companies available in Florida based on the average rates.

cheap car/auto insurance quotes in Florida

To complete our study, let's go on the following data containing auto insurance rates based on cities.

1. Fort Lauderdale - Florida (annual rate): FL Farm Bureau ($644), GEICO ($970), Travelers ($990).
2. Pembroke Pines - Florida (annual rate): FL Farm Bureau ($644), GEICO ($968), State Farm ($990).
3. Miami - FLorida (annual rate): FL Farm Bureau ($591), GEICO ($1,235), Travelers ($1,515).
4. Hialeah - Florida (annual rate): FL Farm Bureau ($590), GEICO ($1,235), Travelers ($1,416).
5. Tampa - Florida (annual rate): FL Farm Bureau ($555), Travelers ($930), GEICO ($831).
6. St. Petersburg - Florida (annual rate): FL Farm Bureau ($517), GEICO ($792), Travelers ($838).
7. Fort St.Lucie - Florida (annual rate): FL Farm Bureau ($460), GEICO ($724), State Farm ($735).
8. Jacksonville - FLorida (annual rate): FL Farm Bureau ($380), GEICO ($598), State Farm ($604)
9. Orlando - Florida (annual rate): FL Farm Bureau ($431), GEICO ($734), Travelers ($821).
10. Tallahassee - Florida (annual rate): FL Farm Bureau ($320), GEICO ($469), State Farm ($495).

Be grateful for those who live in Jacksonville and Tallahassee which have the lowest rates in terms of car insurance quotes. If your city isn't listed, please contact us to get the latest quotes.